What is in a name?
Published 6/28/2010 at 9:54 a.m. 0 comments
Have you ever given thought to the impact a name may create? Or, the disarray that can also be produced by the misuse of someone’s name? For most of us, I would imagine not a lot of thought has occurred ...
Finding additional ‘cash’ from what you already have
Published 6/21/2010 at 11:46 a.m. 0 comments
Every year most of us go about our lives like we always have. Doing the same thing over and over, mainly because that is how it has always been done. Part of the new banking regulations passed by Congress is ...
Estate planning mistakes
Published 6/14/2010 at 6:00 a.m. 0 comments
The estate documents are one of the most important segments of anyone’s financial plan. Without them, there is no certainty that the estate will be distributed as desired and whether steps to assist and protect the heirs will be in ...
Guarding against bad advisors
Published 6/7/2010 at 10:19 a.m. 0 comments
In one of my industry publications, Investment News, a recent article by Hilary Johnson discussed some of the poor decisions clients made, and as a result made it easy for Kenneth Starr, who owned Starr Investment Advisors LLC, to allegedly ...
Proper execution of an estate plan
Published 6/2/2010 at 2:40 p.m. 0 comments
Today, there are many ways to derail a properly written Will. Whether you have used software to create the documents or an area attorney, having a recently signed estate plan is not always enough to avoid headaches when it is ...
Senior Citizens beware
Published 5/24/2010 at 11:02 a.m. 0 comments
I am about to get back on one of my many soap boxes, so readers beware! During a recent meeting with a prospective client, I was asked to review their investments to determine how best to assist and advise them. ...
Risks impacting investment portfolios
Published 5/17/2010 at 12:08 p.m. 0 comments
Many of the risks impacting investors are those most investors are already familiar. These risks include inflation, business, market, and interest rates just to name a few. For long-term investors, these risks are generally mitigated or offset through diversification, active ...
The market’s recovery and outlook
Published 5/3/2010 at 11:16 a.m. 0 comments
It has been a little over thirteen months since the S&P 500® reached its low last year of 676.53. As I am writing this, the index is currently 1,193.40 representing a 76.40 percent gain from its low. As scary as ...
Mutual fund fees and commissions - benefit vs. cost
Published 4/28/2010 at 3:20 p.m. 0 comments
Mutual fund fees have long been discussed as one of many barometers of whether any particular fund is worthy of investor’s funds. On the surface, many of the arguments may make sense. However, since this is a topic that is ...
The tax man is around the corner
Published 4/12/2010 at 10:08 a.m. 0 comments
April 15th is rushing towards us at the speed of an oncoming freight train. As always, there are steps available to reduce taxes and build retirement assets, but there are also other changes for 2009 that may provide benefits and ...
Is it health care reform or a tax increase?
Published 3/29/2010 at 10:55 a.m. 0 comments
By now everyone is aware Congress has passed what most consider historic legislation. Only history will tell us if it was historic health care reform, a historic colossal mistake, or a historic tax increase. Part of this legislation includes a ...
Just whose money is it?
Published 3/22/2010 at 10:56 a.m. 0 comments
Earlier this month I covered a few estate planning issues in an article entitled, “Dotting the I’s and Crossing the T’s of Estate Planning”. In that article I addressed the potential problems created in an estate plan when children or ...
Creating income from real estate assets
Published 3/15/2010 at 10:52 a.m. 0 comments
During a prior article discussing retirement income, I mentioned REITs (real estate investment trusts) as a possible source of income. During the past 25 plus years of assisting clients with their investments and taxes, I have had a number of ...
Dotting the I’s and crossing the T’s of estate planning
Published 3/8/2010 at 10:31 a.m. 0 comments
Estate Planning has been the topic of many of my weekly articles. Whether it is high on the priority list or not, the financial impact of a missing or out-of-date estate plan can be considerable. Just because an estate plan ...
Creating sources of income
Published 3/1/2010 at 10:08 a.m. 0 comments
Whether you are retired or thinking about retirement soon, the creation of income will most likely be on the top of the list. Now that the paycheck is gone and social security is not filling the gap, retirees must create ...