Subscribe to RSS  Add to My Yahoo!

Columnists »

Doug Horn

  • Managing the budget items that make a difference Published 3/7/2011 at 10:34 a.m. 0 comments

    There is an old saying, “Being penny wise but pound foolish” which can often describe an individual’s actions when it comes to trying to save on their budget. The saying refers to making what may be thought to be a ...

  • New investment available offering 6 percent annual yield Published 2/28/2011 at 10:28 a.m. 0 comments

    The financial services industry has been a leader in developing new products in order to meet the consumer’s demand. There is now a new investment paying a six percent annual yield with income payments being made quarterly. The yield is ...

  • Building retirement assets and managing income taxes Published 2/21/2011 at 12:00 a.m. 0 comments

    The 2010 tax filing season is just under way and millions of Americans are gathering their documentation and preparing for the task of completing their annual income tax return. There are two ways of treating the tax return. First, it ...

  • Creating retirement income for today’s investor Published 2/14/2011 at 11:26 a.m. 0 comments

    How retirement income is created can make a significant difference in the retirement lifestyle. While this is not a new topic, I felt revisiting this may make a difference for those soon-to-be. The adage implies the investments should be repositioned ...

  • But that is what the Will says Published 2/7/2011 at 11:02 a.m. 0 comments

    It is not uncommon for individuals to believe if it is in the Will, that is exactly what will happen upon their death. Unfortunately, this is not always the case. There are many situations where the disposition of someone’s belongings ...

  • Inflation’s silent impact on way of life Published 1/31/2011 at 12:33 p.m. 0 comments

    Recently I received an “On This Day” report which provided information pertaining to events, people, and costs for &^$#@ years ago, my birthday. (Intentionally deleted due to the obscene size of this number.) Clearly this was not intended to remind ...

  • When risk is not obvious Published 1/24/2011 at 10:03 a.m. 0 comments

    For many investors, risk is something you know when you see it. It shows up once the investment has already dropped ten percent or more. For others, it may be certain types of investments. But, risk can also be found ...

  • Early Christmas present from Uncle Sam Published 12/27/2010 at 12:00 a.m. 0 comments

    By now I am sure you have heard the compromise President Obama made with the Republicans in order to correct some looming year-end tax issues. Part of this legislation has been expected for years, ever since the Bush JGTRRA and ...

  • December outlook for mutual fund distributions Published 12/20/2010 at 12:00 a.m. 0 comments

    For investors in mutual funds, the receipt of distributions from mutual funds in December should be a normal activity. However, in recent years many of these distributions were eliminated due to market performance. I have reviewed the estimated distribution amounts ...

  • Creating and preserving retirement income Published 12/6/2010 at 12:00 a.m. 0 comments

    Many individuals often spend countless hours and financial resources in order to determine what their retirement income will be and from what sources it will come. Others start their social security and pensions if available, and whatever shortfall which might ...

  • Basics of financial planning Published 11/29/2010 at 12:00 a.m. 0 comments

    Financial planning does not have to be something that is available only to who make over $100,000 per year or have a net worth in the millions. There are thousands of Certified Financial Planners, each offering unique services. While some ...

  • Managing employee costs during economic recoveries Published 11/22/2010 at 12:00 a.m. 0 comments

    Many small employers find themselves in need of additional help as business gradually recovers. For some industries the thought may be raised as to whether hire a new employee or hire an independent contractor. When employees are hired, the cost ...

  • Nervous about the cost of long term care? Published 11/15/2010 at 11:34 a.m. 0 comments

    It seems many of us can create the feeling of worthlessness in a number of ways. For some, it is the purchase of a home that is too large and the owner finds themselves feeling ‘house poor’ once all of ...

  • Promises may lead to trouble Published 11/8/2010 at 11:11 a.m. 0 comments

    The skill level of those seeking to steal from you is continuing to improve and thus it is more difficult to know when to trust and when to run. During the last year or so, I would periodically come home ...

  • Bottom line vs. top line Published 10/25/2010 at 10:45 a.m. 0 comments

    The management of investments offers many statistics, ratios, indicators, hunches, and whispers that can be observed and followed if appropriate. Two of the most basic statistics refer to the change in the bottom line or the top line of the ...

Features