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Doug Horn

  • Maintaining liquidity within investment portfolios Published 6/27/2011 at 10:48 a.m. 0 comments

    The phrase, “Cash is king” is often used regarding investments. Generally, this is used when the markets are volatile and thus the value held in cash is not falling like other segments of a portfolio. Having cash in the portfolio ...

  • Will your family recognize your treasure from your trash? Published 6/20/2011 at 12:00 a.m. 0 comments

    During our lifetimes, most of us tend to accumulate a great deal of “stuff.” Many times, this is a result of hobbies, such as collecting Hummels, coins, stamps, guns or any number of other items. Sometimes the collections do not ...

  • Is your financial professional an advisor or a salesperson? Published 6/13/2011 at 9:52 a.m. 0 comments

    Financial professionals like any other profession are in the business to earn a living. It is unfortunate the compensation structure in this industry often leaves clients questioning the recommendations they receive. Whenever there are commissions involved, a question could arise ...

  • Getting back on financial track and the value of time Published 6/6/2011 at 11:36 a.m. 0 comments

    This conversation could focus on the fragile economic recovery of our economy or the personal recovery of individual budgets and debt. For those starting to benefit from this recovery or have received a lump sum of cash, my focus today ...

  • Taxing the future and tackling the federal debt Published 5/30/2011 at 12:00 a.m. 0 comments

    As you should be aware, our legislature is grappling with the Federal budget, Federal services, and its revenue. In other words, they are grappling with our future and potentially how we live. Many of the changes coming out of this ...

  • Do gold and silver still hold their luster? Published 5/23/2011 at 11:04 a.m. 0 comments

    Precious metals such as gold and silver have increased in value in recent years. Based upon their current values, the questions becomes “Is there room for their price per ounce to continue to increase and if so, to what future ...

  • Who is managing the 401-k plan? Published 5/16/2011 at 10:10 a.m. 0 comments

    For many individuals, their employer offers a pension plan. In years past, the primary plan was a defined benefit plan. This type of plan spelled out the benefit the employee was to receive and when. It was up to the ...

  • Mutual fund ABCs Published 5/9/2011 at 10:41 a.m. 0 comments

    With mutual funds so prevalent in investor’s portfolio today, it is amazing how many are not aware of the differences in share classes. While there are share classes other than, A, B, and C these are the most common, although ...

  • Group Long Term Care: What is the real cost? Published 5/2/2011 at 11:36 a.m. 0 comments

    Last week I discuss the importance of planning for the cost of long term care when it is provided rather than today’s costs. Another area that may create a false sense of security in my opinion, are group long term ...

  • Long term care or long term concern Published 4/25/2011 at 10:53 a.m. 0 comments

    Everything has been done right, the home will be paid off at retirement or shortly thereafter, retirement accounts will generate the income required, funds are available for children’s college or they are already finished, and insurance is in place to ...

  • Are stormy headlines clouding your financial picture? Published 4/18/2011 at 10:38 a.m. 0 comments

    Knee-jerk reactions to troubling headlines may cause investors to fall into the common pit of selling low after buying high. Lately, we have had a multitude of these headlines from civil wars, earthquakes, tsunamis, tornados, to nuclear disasters. Whether or ...

  • Small changes, big results Published 4/11/2011 at 12:00 a.m. 0 comments

    Crunch time is nearing as the 15th -- no 18th -- nears. Due to a holiday in Washington D.C., the nation gets an extra three days to worry, fret, and strain over the completion of their 2010 personal tax return. ...

  • Natural disasters and our economic future Published 3/28/2011 at 12:00 a.m. 0 comments

    Since the occurrence of the Japanese earthquake on March 11, questions have been raise about our ability to continue to grow economically and the continued recovery of the financial markets. As the world watched in horror and sadness for the ...

  • Using life insurance as a conservative investment Published 3/21/2011 at 11:03 a.m. 0 comments

    The mention of life insurance can often raise an eyebrow or a streak of fear in many individuals. However, life insurance is actually a straight forward concept. It has numerous purposes, the first of which is to replace lost income ...

  • Will the recovery slip on rising oil prices? Published 3/14/2011 at 9:54 a.m. 0 comments

    With the unrest in oil producing countries in the Middle East such as Libya, the price of oil recently was back to the triple digit range. Adding to economic uncertainty, the devastating earthquake in Japan may take the focus away ...

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